Australia remains one of the most sought-after study destinations for Filipino students, thanks to its globally recognised universities, strong graduate employment outcomes and clear post-study work pathways. Before you apply, it’s worth understanding exactly what studying there will cost, from tuition and living expenses to visa fees and health cover.
This guide breaks down the full picture so you can budget with confidence and choose the option that fits your goals.
How Much Are Tuition Fees in Australia for Filipino Students?
Tuition fees vary widely depending on the university, course level and field of study. As a general guide, undergraduate bachelor’s degrees typically cost between AUD 20,000 and AUD 45,000 per year, while master’s degrees range from AUD 22,000 to AUD 50,000 per year. Specialised fields such as medicine, engineering and MBAs at prestigious institutions can exceed AUD 60,000 annually.
| Course Level |
Typical Annual Fee (AUD) |
Approx. in PHP |
| Bachelor’s Degree |
AUD 20,000 – 45,000 |
PHP 840,000 – 1,890,000 |
| Master’s Degree |
AUD 22,000 – 50,000 |
PHP 924,000 – 2,100,000 |
| Doctoral Degree |
AUD 20,000 – 42,000 |
PHP 840,000 – 1,764,000 |
| VET / Diploma |
AUD 12,000 – 28,000 |
PHP 504,000 – 1,176,000 |
PHP figures are indicative, based on an approximate exchange rate of AUD 1 to PHP 42 in 2026. Rates fluctuate, so always check the current conversion when budgeting.
Should You Choose an Affordable University or a Higher-Ranked One?
One of the biggest cost decisions Filipino students face is whether to prioritise a lower overall budget or a university with a higher global ranking. Both paths lead to a recognised, CRICOS-registered qualification, so the right choice depends on your budget, course and long-term goals rather than one being better than the other.
Universities such as CQUniversity, Charles Sturt University, University of New England and Southern Cross University are known for lower tuition fees and more affordable regional living costs, which can bring your total annual budget down significantly. These institutions are well regarded for practical, industry-aligned courses and strong graduate employment outcomes.
On the other hand, universities like the Australian National University and Queensland University of Technology sit higher in global rankings and are based in major cities, which typically means higher tuition and living costs.
Many students weigh this trade-off between overall affordability and institutional prestige when deciding where to apply, and a StudyIn counsellor can help you map your course choice against your budget and career goals.
What Are Living Costs in Australia for Filipino Students?
Living costs depend heavily on your city and lifestyle. Major cities such as Sydney and Melbourne tend to be more expensive, while regional areas offer noticeably lower rent and day-to-day costs. The Australian Government’s official living cost benchmark for a student visa is AUD 29,710 per year, though your actual spending may differ.
| Expense |
Estimated Monthly Cost (AUD) |
| Accommodation |
800 – 1,800 |
| Food and Groceries |
350 – 500 |
| Public Transport |
100 – 250 |
| Utilities and Phone |
150 – 250 |
- Regional cities and towns generally cost 10 to 20 percent less than Sydney or Melbourne.
- Shared accommodation and student housing can significantly lower your monthly rent.
- Concession cards offer 30 to 50 percent off public transport fares for eligible students.
What Visa and Health Cover Costs Should You Budget For?
Filipino students need a Subclass 500 Student Visa to study in Australia. As of 2026, the visa application charge is AUD 2,000 for the primary applicant. You must also demonstrate access to at least AUD 29,710 in living costs for your first year, on top of your tuition and travel expenses, as part of the Genuine Student requirement.
- Overseas Student Health Cover (OSHC) is compulsory and typically costs AUD 500 to 700 per year.
- You’ll need proof of funds through bank statements, a loan approval letter or scholarship evidence.
- English language test fees apply if you haven’t already met the requirement through prior study.
- Processing times generally range from 4 to 8 weeks for higher education applications.
What Scholarships Can Help Reduce Your Costs?
Many Australian universities offer scholarships specifically for international students, including partial tuition waivers ranging from 15 to 50 percent based on academic merit. Government-backed options, such as the Australia Awards, can cover tuition, travel and some living costs for eligible applicants.
It’s worth checking scholarship eligibility for each university early, since some are automatically considered at application while others require a separate submission.
Expert View
“Filipino students often assume scholarships are only for top academic performers, but many regional universities offer generous, easier-to-qualify-for awards that can cut your total cost by thousands of dollars a year.” – Joanna Alejandro, Country Manager, StudyIn – Philippines.
Working Part-Time in Australia
Student visa holders can work up to 48 hours per fortnight during term and unlimited hours during scheduled breaks, which helps offset day-to-day living costs.
Part-time work is unlikely to cover tuition fees, but it can meaningfully reduce your spending on food, transport and other essentials. If you’re weighing which fields offer the best part-time and post-study earning potential, our guide to in-demand jobs in Australia for Filipino students is a useful next read.
Study in Australia
Studying in Australia is a significant investment, but with the right course, university and scholarship strategy, it’s one that pays off through strong graduate outcomes and clear pathways to skilled work.
StudyIn’s counsellors can help you compare universities across your budget, match you with scholarships you’re eligible for and support you through every step of your application and visa process.
FAQs
How much does it cost to study in Australia as a Filipino student?
Total annual costs, including tuition and living expenses, typically range from AUD 45,000 to AUD 85,000, depending on your university, course and city.
What is the cheapest way to study in Australia?
Choosing a regional university, applying for scholarships and opting for shared accommodation are the most effective ways to lower your overall budget.
Do I need to show proof of funds for an Australian student visa?
Yes, you must demonstrate access to at least AUD 29,710 for living costs, plus your tuition and travel expenses, when applying for a Subclass 500 visa.
Can Filipino students work while studying in Australia?
Yes, student visa holders can work up to 48 hours per fortnight during term and unlimited hours during scheduled breaks.
Are scholarships available for Filipino students in Australia?
Many universities offer merit-based scholarships covering 15 to 50 percent of tuition, and government programmes such as the Australia Awards may cover tuition and living costs for eligible students.
